FINANCIAL MANAGEMENT
Bachelor of Science

The Bachelor of Science in Financial Management program is designed to develop an understanding of financial markets in the contemporary economy, the operation of financial institutions and the financial management of business operations. The curriculum prepares students for careers in such areas as banking, corporate financial management, financial planning and services, insurance, and real estate. Governments of all levels also employ finance graduates in many of their divisions. The curriculum also provides excellent preparation for students interested in graduate studies or law school.

The core of the curriculum provides a broad range of subjects with an emphasis on technical and communication skills. Students then have the flexibility to tailor courses to their own needs by
choosing emphasis areas that will enhance career preparation in specific areas of finance. Students who complete a specific set of courses are eligible to sit for the certified financial planner (CFP") examination.

Freshman Year

First Semester
3 - ENGL 101 Composition I
3 - MTHSC 102 Intro. to Mathematical Analysis1
3 - Computer Skills Requirement2
3 - Humanities Requirement E.22
4 - Science Requirement2
16

Second Semester
3 - ENGL 102 Composition II
3 - MTHSC 207 Multivariable Calculus1
3 - PSYCH 201 Introduction to Psychology or 3 - SOC 201 Introduction to Sociology
3 - Leadership Requirement3
4 - Science Requirement2
16

Sophomore Year

First Semester
3 - ECON 211 Principles of Microeconomics
3 - EX ST 301 Introductory Statistics or 3 - MTHSC 301 Stat. Theory and Methods I
3 - MGT 301 Principles of Management
3 - International Studies Requirement4
3 - Oral Communication Requirement2
1 - Elective
16

Second Semester
3 - ACCT 201 Financial Accounting Concepts I
1 - ACCT 204 Accounting Procedures
3 - ECON 212 Principles of Macroeconomics
3 - MA SC 310 Intermediate Business Statistics
3 - Humanities Requirement E.12
3 - International Studies Requirement4
16

Junior Year

First Semester
3 - ACCT 301 Intermediate Accounting I
3 - CP SC 220 Microcomputer Applications
3 - FIN 307 Principles of Real Estate
3 - FIN 311 Financial Management I
3 - Writing Intensive Requirement2
15

Second Semester
3 - ACCT 302 Intermediate Accounting II
3 - FIN 305 Investment Analysis
3 - FIN 308 Financial Institutions and Markets
3 - FIN 312 Financial Management II
3 - MKT 301 Principles of Marketing
3 - Elective
18

Senior Year

First Semester
3 - ACCT 303 Cost Accounting
3 - LAW 312 Commercial Law
9 - Emphasis Area5
15

Second Semester
3 - MGT 415 Business Strategy
6 - Emphasis Area5
6 - Elective
15

127 Total Semester Hours

1MTHSC 106 and 108 may be substituted for MTHSC 102 and 207, respectively, and one or two elective hours.

2See General Education Requirements.

3See advisor.

4Either complete a two-semester modern foreign language sequence (level to be determined through advising) or complete six hours of coursework on the culture, geography, history, literature, or political environment of a nation or region other than the United States. A list of approved courses is available through advising. If an eight-hour elementary modern foreign language sequence is chosen, then six hours will be credited to the international studies requirement and two hours to electives.

5Fifteen semester hours from one of the following emphasis areas. An emphasis area should be selected before the end of the student's Junior year in consultation with Finance Department advisor:

Corporate FinanceFIN 402; 404 and 411; plus two courses from FIN 304, 399, 406, 408, or two accounting electives. (See Note 3.)

Financial PlanningACCT 404, 408, FIN 304, 405, 409.

Financial ServicesFIN 405; 406; 408 and 411; plus one course from FIN 304, 399, 417.

Real EstateAP EC 313, FIN 417, LAW 333; one course from FIN 304 or 411; and one course from AP EC 413, FIN 399, or LAW 405.

Notes:

1. Financial Management majors are required to have a grade-point ratio of at least 2.0 in all FIN-designated courses to graduate. Only the last grade for courses that are repeated counts for computing this grade-point ratio.

2. At least 50 percent of the total credits taken in ACCT, ECON, FIN, LAW, MA SC, MGT, and MKT must be taken at Clemson.

3. Accounting electives may be selected from any 300- or 400-level course offered by the School of Accountancy. Credit may not be received for both ACCT 303 and 307.

4. Students using FIN 399 in an Emphasis Area must register for three credits.